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Python Script 8: Validating Credit Card Number - Luhn's Algorithm

The Luhn algorithm, also known as the "modulus 10" algorithm, is a checksum formula used to validate a variety of identification numbers, such as credit card numbers, IMEI numbers, National Provider Identifier numbers in the United States, Canadian Social Insurance Numbers and Israel ID Numbers.


The formula verifies a number against its included check digit, which is usually appended to a partial account number to generate the full account number.

Generating check digit:

  • Lets assume you have a number as: 3 - 7 - 5 - 6 - 2 - 1 - 9 - 8 - 6 - 7 - X where X is the check digit.
  • Now starting from the right most digit i.e. check digit, double the every second digit. New number will be: 3 - 14 - 5 - 12 - 2 - 2 - 9 - 16 - 6 - 14 - X
  • Now if double of a digit is more then 9, add the digits. So the number will become: 3 - 5 - 5 - 3 - 2 - 2 - 9 - 7 - 6 - 5 - X
  • Now add all digits. 47 + X
  • Multiply the non-check part by 9. So it will be 47 * 9 = 423
  • Unit digit in the multiplication result is the check digit. X = 3
  • Valid number would be 37562198673.

Validating the generated number:

You can use tools available online to validate that the number generated is valid as per Luhn's algorithm or not. You can validate the number by visiting this site.

Python Script to validate credit card number:

Python script to check validity of credit card numbers
Author : https://www.pythoncircle.Com

import sys

def usage():
    msg = """
        python3 credit_card_validator credit_card_number
        python3 credit_card_validator 34678253793

def get_cc_number():
    if len(sys.argv) < 2:

    return sys.argv[1]

def sum_digits(digit):
    if digit < 10:
        return digit
        sum = (digit % 10) + (digit // 10)
        return sum

def validate(cc_num):
    # reverse the credit card number
    cc_num = cc_num[::-1]
    # convert to integer
    cc_num = [int(x) for x in cc_num]
    # double every second digit
    doubled_second_digit_list = list()
    digits = list(enumerate(cc_num, start=1))
    for index, digit in digits:
        if index % 2 == 0:
            doubled_second_digit_list.append(digit * 2)

    # add the digits if any number is more than 9
    doubled_second_digit_list = [sum_digits(x) for x in doubled_second_digit_list]
    # sum all digits
    sum_of_digits = sum(doubled_second_digit_list)
    # return True or False
    return sum_of_digits % 10 == 0

if __name__ == "__main__":

Code is available on github.  

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